So, a selection of mostly stupid, arrogant, overpaid expenses cheats with deep psychological flaws tells a another bunch of stupid, arrogant, overpaid expenses cheats with deep psychological flaws that they have "all been very, very naughty boys!" Well, takes one to know one, I suppose. Anyway the Parliamentary committee for banking - yes, that was 'banking', you didn't misread - finds that the nincompoops running HBoS were, to quote a phrase, "not fit for purpose". Well, yes, they were in charge and the bank went broke so I think we knew that without a load of wafflers, most of whom being incapable of running a whelk stall, spelling it out for us. But what I really want to know is who was responsible for forcing Lloyds, a reasonably well run bank, into a shotgun wedding with this wreck which ruined the Lloyds share price? Do the names Brown & Balls occur? Well now, I wonder whatever happened to them?