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Top 15 Android Banking Apps for Indian Users

Posted on the 16 September 2016 by Rahulthepcl

The Era of digitization has begun and with all the essential services appearing on your small android devices, Net banking has taken a pace. Bringing the power of your wallets and bank on your handheld devices, these are a few Android apps by Banks that can ease your banking procedures. So here are top 11 banking apps in India.

Top 15 Android Banking Apps for Indian Users

It's one of the most used and trusted app for banking SBI (State Bank of India) has launched a range of apps for different purposes, and this one is a complete bank in your pocket. You can Access your bank account from anywhere all you need an Android device and work internet connection. It has a vast number of banking options like managing accounts, fund transfers, E-Recharges and much more. You use it for other banking purposes like requesting a checkbook, generating and sharing QR codes for safer banking and works fine even on rooted phones. It supports all Android devices from 2.3 and above.

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It's another app by SBI (State Bank of India). The app features a safe and clean material design UI. This app is more of a wallet that's connected directly to your bank account rather than a fully functional banking app. With this app, one can receive and send money to other SBI users online. This app doesn't support Rooted Android phones due to security reasons. You can recharge your DTH and mobile, Pay your bills, book flights, and hotels and transfer money back into your bank account.
This app is for the Canara Bank users. It is a mobile banking app where you can log in with your mobile number which is registered with your bank account. You can transfer funds, do the inquiry, place requests, shell out donations, contact the authorities and enjoy the m-commerce facilities. You can recharge your mobile as well as DTH, pay bills, etc. The app supports Android 3.0 and above.

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To use this app you must have to register yourself for personal banking. You can access your bank account from anywhere using this app. Transfer funds, view account balances, and transactions play your bills all through this app. You can even change region and access your accounts from other parts of the world; the services might differ depending on the areas.
HDFC has two different versions for mobile banking, one app runs on internet connection while other doesn't need an active internet connection. This app comes with clean and well-designed UI. You can access your bank account from anywhere via this app. You can pay your bills; view accounts details, fixed deposit summaries, transfer funds and which also includes moving to other bank customers. You can also access the basic banking facilities like requesting statements, cheque books and stopping the payments.
This is another version of the HDFC mobile banking apps that doesn't require an active internet connection. It instead uses USSD codes and mobile features to access the information. It's a light build app with clean and minimalistic Material design. One can access almost all features of the other app which work on the internet on this one. It's a good choice when you don't have an internet connection, and you need your bank urgently.

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It's an app for the Bank of Baroda customers. It's more of an e-wallet than a full-fledged banking app. It allows you to recharge your mobile, pay your bills, shop online and use it as an e-wallet that's connected to your bank account. You can also transfer money to the other users and receive as well.
Bank of Baroda presents yet another app for its customers so that they can stay updated with their account anywhere in the world. This app has a beautiful design and shows all information related to the accounts. You can locate nearest ATMs and much more. This isn't a full-fledged app as well but works fine for the ones who wish to stay updated with their accounts.
It's a full-fledged banking app for the Axis bank customers. Get all your information right in your hands. You can manage your account with this app from anywhere in this world. You have all the facilities of net banking and mobile banking at your hands. You can even manage your credit cards. This app offers you a full number of banking options and facilities like track your repeated transactions and save or schedule them. Open or close accounts and FDs, RDs. You can login via bank credentials or your registered mobile numbers. You can also schedule your payments using the calendar.
This app for the ICICI bank customers brings the Bank to their Android devices from where they can access and manage their bank accounts from anywhere in this world. You can access over more than 100 services that are offered by the bank right from the app. It also supports and connects well with the Android smart wear and watches. You can manage not only your bank accounts but also your credit card accounts. It's one decent looking and good mobile banking app for the Android users.
This is yet another mobile banking app that doesn't require an internet connection. This app by the Dena Bank uses USSD codes to provide you the information that you need all at your fingertips. All you have to do is log in through your registered mobile number and access the primary account information. You can also send transfer money. This app is available in many languages (Regional languages). You can also check your Aadhaar and OD statuses.
Standard Chartered Bank Application features an attractive and good looking design and user interface, which is quite manageable from all App UIs that we have discussed till now in this article. The App has not only a primary login mechanism but also features fingerprint login for both iOS and Android Users. It's a full-fledged Banking Application which brings your bank to your device. You do pretty much everything with this app.

You can transfer funds between accounts and even with other bank account holders, Transfer money to Visa Money Payee, Pay your credit card and other Utility bills, Recharge your mobile and DTH, etc. View all your account transaction history within the app and even transactions into monthly installments. You can locate the nearest ATM and Branch with this app. In a gist this a full-fledged banking app for Android users.
This app by OBC works with the Internet and even without the web. You can request your account and transaction information, transfer funds, perform IMPS (Intra Bank Funds Transfer), NEFT, and much more. You have to register for this app with your nearest branch and need to activate facilities to enjoy this app.
With this app by Union Bank of India you can have access to almost all services of your bank. You can transfer funds, view account, and transaction information, Pay your credit card and utility bills. Along with the basic mobile banking services you can also access the basic banking facilities like requesting a checkbook, halting a transaction, apply for loans, etc. you can even book movie and air tickets via the app. All you need is to register with the branch to avail the services.
Kotak Mahindra Bank customers can easily manage their credit and debit bank accounts with ease by this app. You can transfer funds via various methods. Get notifications about your transactions and even personalize the home page to get the kind of things you want to see. You can recharge mobile and DTH and pay your other bills. You can even regenerate you debit and credit card pins with this app. This is a full-fledged banking application where all you need to do is to register with your nearest branch to avail the services.

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