- We aren't given enough of it, and as Basil Fawlty pointed out, this is it, you don't get another go.
- It only works one way, so you can't nip back in time and warn yourself not to buy a pension with Equitable Life* but invest the money in a cheap-at-the-time flat in Hackney instead.
- And my current grouse - if you are working on one thing, by definition you are not working on something else.

Maybe I'm lacking in time management skills, though I'd prefer to think I'm attempting too much. What about you?*This is not written from experience. LuckilyI couldn't afford to give Equitable Life more than a trifle - or for that matter buy a spare flat.