I hope you are all having a wonderful day.. I got some very very very crappy good news.. Is there such a thing??? On July 11, 2007 I was pulled over for having winter tires on my car still(thank you Hubby!!) anyways. He asked for my license, registration and insurance. I have only ever been pulled over one other time in my 20 years of driving so I was nervous. Anyways, I could not find my insurance card in the card. I don't even know why it wasn't with the registration but I didn't have it. So, Mr RCMP was towing my car to a location of choosing. I was told that I had 5 days to bring in proof of insurance. Well I called my mom right away to tell her the car was on it's way to her house and would she please come pick me up to go bring my insurance in.. I got a $1200 fine..... If I could show my card it would be voided. Easy enough right????
NOT!!
When I got home and finally located my insurance card.. It had expired.. So, when the tow truck driver came to pickup my car I had to pay him $85 out of my bank cuz I didn't have any money till Friday(payday) the money in the bank was my insurance money. So by the time I got home guess what?? My insurance payment was now NSF. So, Now I have an expired card, another NSF insurance payment and no money.... I had been told that they would not be able to keep us as customers if we had another NSF. I just could not bare to actually hear my agent telling me that "Sorry your insurance is now cancelled" I just basically stayed in my bed for the whole weekend crying.. I could not believe that I no longer had a car, insurance or a way to get a new insurance right now.. Money was very very very very very tight.. Anyways, I am sure you can see where this is going. I still haven't paid that $1200 fine so it's been just eating away at me so yesterday I went on the internet to see what sort of programs were available for people who had fines but could not afford to pay them. Well I could get incarcerated each day a certain amount would be taken off my total amount. There is also some kind of program that allows for working in a non profit location for $20 for each 4 hours that is logged.. So, basically I am going to be working for FREE for the next few months if I can even get to this location. I have no car, no city buses since end of May and no family to drive me to a volunteer job basically.. I am so not complaining but my choices right now are not too bright..
I seen that I need to contact the court to be able to apply for this program and that I needed to get all my documentation together for my legal aid or court representative.. I always like to be prepared especially when I am scared shitless. I have never ever ever been in any kind of trouble so this is a very new and scary thing for me. Anyways, before I go in I wanted to see how long I had actually been driving with no insurance, cuz I was thinking the day my check bounced it would be cancelled.. Well GUESS WHAT????
My insurance was completely and totally valid until July 19th, 2007!!!! I had 5 days to show my valid insurance and I was too scared to call my agent so I never even knew that I did have insurance and that my $1200 fine would have been voided..
SO, I just found this out this morning so, I contacted my previous agent again for them to get a legal documentation together for me to bring to the court so I can appeal my fine..I lost my drivers license, I have to re apply for my license, I can't drive with my children for over 6 months when I do get my license back.. I don't even know if they will accept this proof of insurance. I called like 13 lawyers today but only 2 was willing to talk to me. One said yes, bring it all in right away to the courthouse, explain the whole situation.. I am thinking this story is so freaking stupid that they have to believe me.. What other stupid lady would loose her license on purpose if she was able to show proof of full coverage 9 days later after getting my fine.. Why would I have not been in to show them? I had no fucking clue. Sorry for the language but I have been so broken today. I ended up having to leave my job cuz I couldn't get to work anymore.. Every day it cost me $16 or $18 for my transportation.. Five days a week.. Well when I was the only one bringing home any money that isn't much when I had every creditor in Canada after me too.. I have always been bad with money but the past five years have been the worst. I filled for bankruptcy in 2010 so I figured when that was all paid for I would be able to start putting the money aside for the fine.
I can't go anywhere's with my children cuz we haven't had any city buses since end of May so any location we want to go is a $35 cab fair for there and back..that is the closest location that they like to go, Mall. I have just been slipping farther and farther depressed only to find out that I could have fixed it the next freak-en day. I am so pissed off at my self. I just keep kicking myself for being such a chicken shit for not even checking.. My husband thinks it is too late, I say it shouldn't matter what date it is now cuz technically it was valid that actual day so it's not like I got insurance two days later I had full coverage on my car the day I was pulled over so all I am doing is showing proof. I have been researching online all day and it lists all over the place that the judge is the one who has full discretion of accepting appeals or for cancelling fines.. I am have just been praying all day that they will allow it. If not voiding the full amount if maybe the judge may be willing to reduce it cuz it was valid all along. Like I said early, No person in their right mind is going to wait all this time for nothing. No person is going to take a chance of going to jail for a warrant due to the amount of the fine given. If I would have known I would have fixed this years ago.. What do you think? Are any of you lawyers or related to a lawyer? I am so scared to go cuz I don't know if they did issue a warrant for me or not!! I have never in my life had any legal issues like this so I am so lost as to what I need to do or how to go about getting my situation heard in court. Please feel free to share ANY thoughts.. Ideas.. Recommendations...
Sorry for the long post. I am just looking for help from anyone who can offer any kind of help.. I am not built for this kind of stress... lol...
I am going to worry myself into an episode, I have Crohn's disease so when I get stressed I usually end up getting sick..
Here I was able to use my new Nailways plates. They work wonderfully except the New Year plate which the company is sending to me. I am hoping it will work for the holidays.
