The Area of My Life in Which I'd Like to Improve
Budgeting. I suck at it.
I probably don't give myself enough credit, because we're able to live in home we own, under oppressive student loan debt, without significant other debt, and all on a single teacher's income in the 49th lowest state for teacher pay. That we're all still able to eat, let alone sometimes have a little extra fun ("sometimes" and "little" being the operative words here) is fairly miraculous.Still, though, budgeting is not my forte. When I take the time to write out my financial and budgeting goals, I am able to stick to the plan, but I too often try to wing it and that always ends in disaster. At age 38, it's not cute. I simply need to do better. There's no way around it.
So, that's it. That's my secret. I suck at budgeting, at managing my family's finances, at saving (with what money?), at money in general. I suck at it and I'm working on it. So far, I still suck at it after working on it, but I suppose I suck a smidge less.
What area of your life do you need to work to improve?