Toil: Noun.

1. hard and continuous work; exhausting labor or effort.
2. a laborious task.
To Adam he said, "Because you listened to your wife and ate from the tree about which I commanded you, 'You must not eat of it,' Cursed is the ground because of you; through painful toil you will eat of it all the days of your life."
Genesis 3:17
As an owner of a small contracting company, I became very familiar with peaks and valleys.  There were times when I believed God was showering my business with blessings, and other times I perceived Him to be silent. Let's just say the blessings were not financially comparable to other contractor companies.  I had to work for every penny.  Looking back rationally, I know He was there pulling me through it all.
One particular low point was when I was purchasing materials with a credit card that turned out to be maxed out. I had a cart full of lumber excited to start a project made for a carpenter.  The first time the card got declined it was kind of uncomfortable but I assumed the cashier made a mistake.  The second time and third times I asked her to run the card again were down right embarrassing.  I had assumed God had forgotten about me,  my God ordained business and my family.  I guess it was my pride and confusion that sent me into a tail spin.
How could God let this happen to a business He is blessing?
The truth is we are not destined for smooth sailing when we are adopted by God.
I had to push the cart full of lumber out of the way and leave the store to figure out how I was going to pay for these materials and start a much needed project.
As I pulled away from the store I hit a wall of frustration, disbelief and doubt.
I didn't get it, I didn't see it, what was the point of trudging through every moment, every DAY!
Must I toil everyday for such small blessings for my family?
The truth is we are in a fallen world, due to sin.
The answer may not be yes but most likely.  The consequences of Adam's sin, that sent this world into a tail spin is still being felt today.  I had been so focused on seeking the blessings of God that I had missed the point of living every moment for His love.  Seeking the blessings more than the Blesser.
When things weren't going well I focused on the toil rather than what God was protecting me from.
The funny thing is, no matter what financial capacity we are in, we perceive ourselves to be toiling.
Unable to see the blessings through the blessed.
The solution:
Pray continually to be content where God has placed you.
"I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want."
Philippians 4:12