If you are a human that knows what the words money and stress mean, then we really don’t need to tell you how stressful stressing about money can be. But there are simple ways to reduce your financial woes. You see, the value of money has very little to do with the number printed on it. Yeah, the true value of money is all about what you do with your money, and how clever you are with it.
Maybe your ambitions are millionairehood. However, it could equally be that you want to start counting the number of days left at the end of each paycheck. Whatever it is, tucking away some money here and there is going to help a lot, which is why we have come up with a list of ways to help you save money, and save money fast.
- Pick The Right Bank
Some banks make more sense than others because they give your money more value. A bank that gives you an interest rate of 8% is better for your money than a bank that has an interest rate of 3.5%. The same goes for fees. Simple. Ish.
- Exclusive Deal Sites
Yeah, these are things, and these things are designed to save you some dollar. It doesn’t matter how niche your purchasing needs are, sites like Groupon and Wowcher will allow you to save. Kitesurfing lessons, eyebrow threading, watches; it’s all on there. If something does seem too good to be true, though, well just check out some reviews online first.
- Buy In Bulk
There are certain things where this is terrible advice. If you are in the market for a watch, then just buy a watch; don’t bulk buy on that front. However, there are a lot of things where it makes sense. As a general rule, anything that you have to buy repeatedly should be bought in bulk. Bulk nappies, bulk wrapping paper, bulk dog food, bulk toilet roll, washing powder; anything that is essential and bought over and over again, because it is always cheaper per unit.
- Divide And Conquer
Right, when you go to work tomorrow, go straight to the HR department and ask them to start splitting your salary between your savings account and your checking account. Decided how much you can realistically afford to put to one side without crippling your day to day life, and have that go straight into your savings at the end of each month. At first, it may suck, but after a while, you won’t even notice until one day, boom, you look in your savings account and you see you have small fortune saved up.
- Save On Utility Bills
This one can be a little hard to get used to, but with the use of intuitively placed post-it notes you’ll be saving money left right and center. Being frugal at home is just a matter of mind over, well, matter. Take shorter showers, turn off the tap while brushing your teeth or washing your face or washing the dishes, and wear more layers in the winter, and invest in more blankets. If you have air con, leave it off and open the window instead. If this still isn’t working, well, turn it down a couple of degrees. It all counts and it all adds up.
