This could apply to so many things for me... this month marks two years since my separation, and despite trying now for a very long time, I'm still not divorced. I don't need to get divorced for any particular reason, but the end of my marriage is a definite one and I'd like to get divorced to allow me to move on. Draw a line under that chapter of my life so to speak. I have no idea how much longer this process is going to take. I started out 2013 thinking that I'd be divorced by the end of the year, but that's not going to happen. Maybe by the end of 2014? I bought two books at the start of 2012... "How to Have a Healthy Divorce" and "The Divorce Doctor". I think it's about time I actually read them and tried to figure out what I'd like the future to look like in terms of childcare, financial support etc. In terms of the divorce, I've been putting off dealing with the situation head on, not wanting to rock any boats. It's time to move things along...
Which brings me onto another thing I've been putting off... dealing with my finances.
In January I had a plan of action to look at my budget and make a savings plan. By March I was doing quite well and I had put into place a few money saving exercises, like scrapping Sky TV and the Downshift Challenge.
But with the house move I've become disorganised and my finances are in a bit of a state again.
I've not been shopping online as I had planned...
Weekly meal planning hasn't been done for months now...
I've stopped running to work and I'm taking the car again... (in my defence, it's too dark now!)
It's time to get back on track. Especially with the expense of Christmas this month.
I will take the time to jot down my outgoings and work out what I can realistically save each month (if anything!). I've already managed to cut a number of my costs now that I'm in my new, smaller house. I will do the gardening myself, I will wash my windows myself, and I will clean myself (yes, I know, it's OTT but I used to have a cleaner). I'm also hopeful that my gas and electricity bills will drop and this month I'm going to sell my car and get something more economical.
I will stop putting this off and get on it. No more excuses. As of now, I vow to be more organised and savvy with my money.
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