If you live in California and are in a financial bind that requires immediate attention, you might consider applying for a California pay day advance. If you aren’t familiar with a pay day advance, the name pretty much speaks for itself. You can apply for a short term loan and pay back the funds you borrow plus interest by your next paycheck. Sounds easy, right? You are probably concerned that you won’t get approved for a pay day advance because of your credit. However, chances are great that you will because lenders who offer pay day advances generally do not run credit checks. And by taking out a loan and then paying it back in a timely manner, you are establishing good credit with the pay day lenders. This will make it much easier to get a second loan the next time you need one. You can apply for a pay day advance either discreetly online or in person, whichever you prefer. Most of the time the approval process only takes an hour, and you can have the money in hand on the same day that you ask for it. Paying the loan back is also effortless because in most cases the lender will deduct the funds automatically from your bank account on your next pay day.