In many cases, the jewelry includes pieces left to you by your ancestors. It would be such a loss if you lose that jewelry which means a lot to your family. Hence you must keep your expensive jewelry safe so you are confident and not worried about losing or damaging it all the time. Before seeing 5 ways to keep your jewelry safe, let's look into jewelry insurance.
Insurance of Jewelry
One of the most common ways people opt to keep expensive jewelry safe is by getting their jewelry insured.
How Does Insurance of Jewelry Help Safeguard Your Jewelry?
In the circumstances such as natural disasters like floods, earthquakes, or hurricanes, you can lose your jewelry completely. However, if your jewelry is insured, you will not have to bear the loss alone as the insurance company will cover your loss. Moreover, you can replace damaged or missing gemstone pieces if you have insurance.
From Where Can You Get Insurance for Jewelry?
Your homeowner's insurance is the easiest way to get jewelry insurance. Moreover, you can also approach private jewelry insurance companies that especially focus on providing jewelry insurance.
How to Claim Insurance When Your Jewelry Gets Stolen or Lost?
You need to approach your jewelry insurance provider either online or on call. He will take care of your matter depending on your selected policy. If you have opted for their scheduled policy, you will get an appraisal at that moment. However, in the case of a blanket policy, the insurance team will ask for all the documents, the value of the pieces, and pictures. After verification, the insurance company will give you a check.
5 Ways to Protect Your Costly Jewelry
Let's see 5 ways to keep your expensive jewelry safe:
Get a Home Security System Installed
It is essential to install a security system at your place to keep your jewelry safe. Place security cameras at the entrance of your house, the living room, and especially a full-view camera in the room where you have your expensive jewelry. Download an app on your phone so you can monitor what's going on inside your home, even when you are out for holidays or work.
Moreover, also install an alarm system. Contact security companies to help you out with a security system.
Keep Your Jewelry in a Safe
It is essential to invest in a safe to store your expensive jewelry. Ascertain that the safe you invest in is fireproof. Such safes can prevent heat or exterior damage from destroying your expensive jewelry. Moreover, you don't want to keep your jewelry in jewelry boxes, as during , robbers check the boxes first. Think of the odd random places to keep your jewelry out of sight.
Be Careful When Traveling with Jewelry
When traveling, make sure your jewelry is in your hand carry, not your luggage. This way, no one can open your bag and steal your jewelry. Moreover, when traveling, keep your jewelry in a hard box so it does not get pressed by the weight of other stuff.
Be Conscious of Your Surroundings
Especially when traveling in a new country, be aware of your environment. Many burglars hide in tourist spots, and they know how to steal your jewelry without you even noticing. Moreover, only wear expensive jewelry in secure places.
Make Sure to Leave Your House Supervised, Especially During Maintenance and Repair Work
It might not be convenient for you, but you must stay in your house when maintenance is ongoing to keep your expensive jewelry safe. Schedule your day accordingly so you don't have to go out when there is a repair team in your house. No one can be trusted, so if you are in the house, there are minimal chances of the workers stealing your stuff.
Get Your Jewelry Appraised
It is essential to get your jewelry appraised.
Get Your Heirlooms Documented and Appraised
Get in touch with a jewelry appraiser who is also licensed so you can know the current worth of your heirloom pieces. Getting the appraisal in written form includes a brief account of all the item, their quantity, and present value.
Why is it Important to Get Appraisals of Your Expensive Jewelry?
Just in case something happens to your jewelry, you should have the pictures and details of your jewelry pieces. Keeping a record of expensive jewelry is necessary just in case the insurance company asks for it.
Benefits of Timely Appraising Your Jewelry
There are many benefits of timely appraising your jewelry. Here are a few:
- You will get the right coverage from your Insurance company
- Jewelry's resale value will be accurate and fair
- Promotes accurate description and identification of your jewelry pieces for smooth legal matters and fair claims from insurance companies
- Determines the level of authenticity of the jewelry piece
- You can get an expert's advice regarding the value of the jewelry
Conclusion
As jewelry is one of the most precious assets you possess, it is important to invest in the safety of your expensive jewelry. Go through the above 5 ways to have ideas and tricks on keeping your jewelry safe. You can never predict a calamity coming your way, so always be prepared for the safekeeping of your jewelry.
