... it even fails on its own terms.
From the BBC:
The Universal Credit system leaves too many UK claimants with children facing a stark choice between turning down jobs or getting into debt, MPs warn.
The Work and Pensions Select Committee says the way parents have to pay for childcare up front, then claim it back afterwards is a "barrier to work"...
"Universal Credit claimants must pay for childcare up front and claim reimbursement from the department after the childcare has been provided. This can leave households waiting weeks or even months to be paid back.
"Many of those households will be in precarious financial positions which Universal Credit could exacerbate: if, for example, they have fallen into debt or rent arrears while awaiting Universal Credit payments. Too many will face a stark choice: turn down a job offer, or get themselves into debt in order to pay for childcare."
Debate Magazine
