Due to sedentary lifestyles, environmental changes and lack of fitness, we are afflicted by many life-threatening diseases like cancer and cardiovascular diseases.
According to the National Institute of Cancer Prevention and Research (NICPR), around 2.5 million individuals in India suffer from cancer.
This deadly word, Cancer is enough to strike fear and slow down oneself. Not only it affects one physically and emotionally but also financially, thus causing a big turmoil.
Therefore it is important to invest in cancer insurance and have a stress free financial support.
If you are the only breadwinner in your family, then you should definitely go for an insurance that can cover the expenses involved when afflicted from such diseases in future.
#There are several reasons why you should invest in Cancer Insurance. Following are some of the important reasons.
#1 Family History
Having a family history of cancer increases the risk of getting diagnosed with it as you might be predisposed genetically. In such cases, you should opt for a cancer insurance policy at the earliest.
However, remember that some insurers may not offer coverage for every type of cancer. So, research well about the options before picking any plans.
Also, any pre-existing cancer conditions are not covered under the cancer insurance plan.
#2 Lifestyle choices
Certain lifestyle choices such as smoking and tobacco use, unhealthy diet, lack of fitness, obesity can increase the chances of being afflicted by this deadly disease.
According to Health Authority Abu Dhabi (HAAD), the use of tobacco is the cause for nearly 71% of lung cancer deaths globally and according to WHO report it is around 22%.
Thus, make sure to lead a healthy life by assessing your lifestyle.Indulge in regular exercise, eat healthy food and avoid smoking, consuming alcohol and any form of tobacco.
#3 Diagnosis and Treatment are expensive
As we all know that cancer treatment is very expensive and the resultant costs depend upon the type and stage of cancer, admission and choice of hospital, duration of cancer, diagnosis and treatment such as chemotherapy, surgery, blood transfusions and radiotherapy and also the recurrence of the disease.
A cancer insurance policy can give you shield from this medical expenses for a long time. This is the most important reason that one should go for cancer insurance.
#4 Environmental factors
It is reported that around one-third of deaths from cancer are caused due to environmental factors like pollution and working in hazardous industries.
Despite doing our best to follow a healthy lifestyle in urban areas, there is no assurance that health problems will not arise as living in highly polluted environments can lead to cancer.
Thus, it is always best to get insured and protect ourselves.
Prevention is better than cure
A little change in the lifestyle and limited exposure to risk factors can help you stay away from cancer.
Here are some tips that you can benefit from.
- Follow a healthy diet – Add foods like green leafy vegetables, carrots, garlic, cabbage, onions, tomatoes, broccoli and fruits like grapes, blueberries, pomegranates. You could even consider having green or matcha tea.
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Healthy food pyramid
- Avoid consumption of harmful things – This list would include things like tobacco and alcohol.
- Regular health checkups – Cancer is a life-threatening ailment, but an early detection is the best way for its complete cure. So, it is recommended to undergo health checkups once annually.
- Awareness – An effective prevention is possible by spreading the awareness of this disease amongst everyone. The more the people know about this, the more it can be prevented.
Life and your hard earned money are precious. So, take a prompt action and act wisely.
*Disclaimer – This post is meant for educational purpose only and all insurance decision to be taken at own risk after consulting insurance advisor. PC – Google
