Finance Magazine

What Kind of Homeowner Are You?

By Kathleen O'Malley @frugalportland

This post is in partnership with US Bank. All opinions are my own.
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I took this quiz to find out what kind of homeowner I am:

It was fun, and the questions ranged from appliance repair to whack-a-mole.

To my surprise, I’m a gadget guru.

Which, at first, doesn’t sound like me at all, but then I read the description, and it’s pretty spot on:

Your home does not want for intelligence: you’ve got a smart fridge, USB power outlets and a cloud-synced to-do list on your tablet. You probably remotely track your dog’s calories. Your living room is a hotspot for family and friends. No, really — you installed Wi-Fi routers under the floorboards.

My fridge is not smart, and my dog is not fat, but everything else sounds about right. In fact… can I hide the WiFi cords in the floorboards? I need to look into that!

The last time my family visited, we had a ridiculous morning where there were more open laptops than cups of coffee, and the room was silent.

I have a Roomba, a Nest, and USB ports on my plugs. My rice cooker sings “Twinkle Twinkle Little Star” when the rice is done. I have a pot filler on my stove, and even though the sink is five feet away, I use it all the time. I have a Vitamix. My front door has a key code instead of physical keys, so yes… I am living in the future, and the future is now.

On my other blog, I write all about tools and gadgets (so what if they’re not physical?), so I guess it makes sense that I’m a gadget guru.

I’m Not Exactly a Great DIY-er

When we bought our house in December, we bought a new build. This was not by accident. Neither Brent or I are exceedingly handy, and we didn’t want to buy something that would need a lot of repairs right away. I actually loved the idea of buying a 100-year-old house because the houses in Portland that are that old have a lot of charm. There are awesome pocket doors, built-in bookcases, charming nooks and crannies…

…and 100-year-old pipes.

I knew fixing old things was not something I was comfortable doing. Your mileage may vary, and if charm outweighs difficulty (or you know how to swing a hammer!), consider taking a Home Equity Line of Credit (HELOC) out from U.S. Bank.

So, instead of clawfoot tubs and a rotary phone, we have a new sleek townhouse.

Which means my home improvement projects are relatively minor. We’re talking weekend projects (like making my home office a space I want to spend time in, instead of a forgotten storage room on the ground floor).

What about you? What kind of homeowner are you? What have you done to make your home your own?


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