(1) Motor Insurance
i. Meaning
ii. Types of policies in Motor Insurance
- Private car
- Commercial vehicle
- Motorcycle
- Agricultural and Forestry vehicle
- Special types ( fork lifts, Tractors , caterpillars)
iii. The scope of cover
- Act only
- Third party only
- Third party, fire and theft
- Comprehensive
vi. ECOWAS Brown Card ( meaning and uses)
(2) Fire Insurance
i. Meaning
ii. Standard fire policy cover
iii. Special perils (earthquake, flood, riot and strike)
iv. Properties covered
- Building and its contents
- Machinery and plant
- Stocks
v. Buyers of fire insurance
- Individuals
- Corporate bodies
- Government agencies
(3) Theft Insurance and Burglary Insurance
I. Meaning
ii. Properties covered
- Household properties
- Stocks
- Machinery and Plants
iii. Theft insurance and Burglary Insurance in
business and private premises
iv. Differences between Theft Insurance
and Burglary Insurance
(4) Money Insurance
i. Meaning
ii. What constitutes money ( cash, cheque, postal
order )
iii. Types of cover available
- In transit only
- In safe or strong room after business hours
- In custody of a staff e g cashier
(5) Fidelity Guarantee Insurance
i. Meaning
ii. Types of policies in fidelity guarantee Insurance
- Named policy
- Position policy
- Blanket policy
iii. Bond ( meaning)
iv. Differences between commercial guarantee
and bonds.
(6) Engineering Insurance
i. Meaning
ii. types of engineering Insurance
- Boiler
- Explosion
- Computer all risks
iii. Scope of Engineering Insurance
- Material damage
- Liability cover
(7) Marine insurance
i. Meaning
ii. Marine perils
iii. Type of cover
- Hull policy
- Cargo policy
- Freight policy
(8) Aviation Insurance
i. Meaning
ii. Types of Aviation policy
- Aviation hull policy
- Cargo policy
- Freight policy
- Liability arising from aircraft operation
- Liability to passengers and non-passengers
iii. Aviation risks
iv. Factors affecting
v. International regulations of Aviation Insurance
- Montrel Convention
- Hague Rule
- Warsaw convention
(9) Employer's Liability
i. Meaning
ii. Policy covered (employees compensation policy)
iii. Level of benefits payable
iv. Perils covered
(10) Public Liability Insurance
i. Meaning
ii. Types
- Personal liability policy
- Product liability policy
(11) Professional Indemnity
i. meaning
ii. Professionals that require professional indemnity
( Doctors, Lawyers, Insurance brokers, Accountant,
Architects)
(12) Business Interruption Insurance
i. Meaning ( consequential loss)
ii. Causes of business interruption
- Machinery breakdown
- Fire Incident
(13) Personal Accident Insurance
i. Meaning
ii. Risks covered:
- Death
- Bodily injury
- Permanent disability
- Total temporary disability
- Medical expenses
iii. Forms of personal Accident Insurance
( personal and group)
iv. Benefits ( Death, Bodily Injury and medical
expenses)
v. Buys of personal and group accident policy
