As we increasingly depend on the Internet for everyday activities like communication, shopping, and banking, the risks of online threats and scams grow as well. Imposter scams—where fraudsters disguise themselves as trusted entities—are becoming alarmingly common. Staying safe online requires vigilance, awareness, and practical strategies. To help, here are ten essential tips to protect yourself, paired with lighthearted examples of animal ‘imposters’ to bring a smile to an otherwise serious topic.
1. Use Strong and Unique Passwords
Passwords are your first line of defence against cyber threats. Ensure your passwords are strong by using a mix of uppercase and lowercase letters, numbers, and special characters. Avoid using personal information such as your name or birthdate. For added security, create unique passwords for each account. Using a password manager can help you generate and store secure passwords, eliminating the need to remember them all.
2. Enable Two-Factor Authentication (2FA)
Two-factor authentication adds an extra layer of security to your accounts by requiring a second form of verification, such as a code sent to your mobile phone or an authentication app. Even if a scammer obtains your password, 2FA can prevent them from accessing your account. Enable 2FA wherever it is available, particularly for sensitive accounts like email, online banking, and social media.
3. Stay Alert for Phishing Emails and Messages
Phishing scams often come in the form of emails or messages that appear to be from legitimate organisations. Be cautious of communications that create a sense of urgency, contain grammatical errors, or include suspicious links. Always verify the sender’s identity before clicking on links or downloading attachments. When in doubt, contact the organisation directly using their official website or phone number.
4. Verify Identities Before Sharing Information
If someone contacts you claiming to represent a trusted entity, such as your bank or a government agency, verify their identity before providing any information. Scammers often use fake phone numbers or email addresses to appear legitimate. Instead of relying on the contact details they provide, use official contact information from the organisation’s website.
5. Keep Software and Devices Updated
Outdated software and devices can have security vulnerabilities that scammers exploit. Regularly update your operating system, web browser, and applications to ensure you have the latest security patches. Enable automatic updates where possible to stay protected without needing to remember.
6. Use Secure Internet Connections
Avoid conducting sensitive activities, such as online banking, over public Wi-Fi networks, which are often unsecured. If you must use public Wi-Fi, consider using a virtual private network (VPN) to encrypt your internet connection. At home, secure your Wi-Fi network by changing default router settings, such as the network name and password, to something unique.
7. Be Wary of Unsolicited Calls and Requests
Scammers often use phone calls to impersonate trusted organisations and trick people into revealing personal information. Be sceptical of unsolicited calls, especially those requesting immediate action or payment. If you’re unsure about a caller’s legitimacy, hang up and contact the organisation directly using a verified phone number.
8. Limit the Personal Information You Share Online
Oversharing on social media can make you a target for scammers who use personal details to tailor their schemes. Review your privacy settings on social media platforms to control who can see your information. Be mindful of the details you post publicly, such as your location, workplace, and upcoming plans.
9. Monitor Your Accounts Regularly
Regularly check your bank statements and credit card activity for unauthorised transactions. Early detection of suspicious activity can prevent further damage. Many banks and credit card companies offer alerts for unusual account activity, which can help you respond quickly to potential fraud.
10. Educate Yourself and Others
Staying informed about the latest scams and online threats is key to protecting yourself. Share your knowledge with family and friends, particularly children and elderly relatives, who may be more vulnerable to scams. Use reliable resources, such as government websites and cybersecurity blogs, to keep up-to-date with best practices.
Online safety is a shared responsibility that requires vigilance, proactive measures, and ongoing education. By implementing these ten tips, you can significantly reduce your risk of falling victim to imposter scams and other online threats. Stay informed, secure your accounts, and report any suspicious activity to the appropriate authorities to help protect yourself and others.
Quick Checklist
- Use strong and unique passwords.
- Enable two-factor authentication (2FA).
- Watch out for phishing attempts.
- Verify identities before sharing information.
- Keep your software updated.
- Use secure internet connections.
- Be cautious of unsolicited calls and messages.
- Limit personal information shared online.
- Monitor your accounts regularly.
- Educate yourself and others about online safety.
Stay safe online and help spread awareness to protect others from imposter scams and cyber threats.