Practising Frugality to Achieve Happiness in a High Cost of Living Environment

To be rich, one has to spend less than he earns. He should probably save more than 50% of his income too. It is common sense that whoever spends more than he earns will never ever ever become rich. I live in a small city called Singapore. Over the years, Singapore has evolved from a third world nation into what we call a first world nation today. It has one of the best airports in the world along...
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