Fab, Festive, and Frugal with Payless [Sponsored]

This is a sponsored post written by me on behalf of Payless. All opinions are 100% mine.

Sweater: Halogen (XL) ( plus option) | Skirt: Banana Republic via Poshmark (14) ( similar, plus option) | Necklace: Ann Taylor ( similar) | Belt: Express ( similar concept) | Bag: Meg Clutch c/o Payless Shoe Source | Shoes: Mira Metallic Point Pump c/o Payless

As I shared in this post, I believe in having an "fancy fashion emergency kit" so you can take pieces already in your closet and make them ready for dressy events. There's no need to pay a lot of the accessories that will transform your wardrobe; Payless is one of my go-to locations for festive and formal shoes and accessories that are kind to the wallet.

For this look, I took the black cashmere sweater I wore in this post and paired it with a recent score from Poshmark - a new with tags black satin skirt from Banana Republic that was just $35. This belt I bought in 1998, and this necklace is older than Emerson. However, the look just wasn't festive with basic black pumps and a leather bag. I went to my nearby Payless where I had a pretty hard time choosing which shoes would complete the look! The Madem Ghille Pump was Emerson's favorite, and it did have a rock and roll vibe that I usually love. It would totally rock a simple not-so LBD, but felt it was too fussy for this outfit. The Lace Haylee Bow Slingback was another contender, but I had no idea what bag to put with the look. The Mira pump was a winner as it was super comfortable and I could see myself wearing again with everything from boyfriend jeans and a band tee to my black jumpsuit and a jet bead necklace. And when I saw there was a matching clutch for less than $10 (at time of purchase), I knew I found a winner. Add a holiday red lip and I'm ready to go!

This outfit is perfect for a formal holiday dinner at a relative's or a New Year's party at your friend's house. Festive, dressy, but comfortable, warm, and sophisticated. And thanks to Payless I spent less than $70 on this look and have individual pieces I can mix and match for other events this holiday season and beyond.

For more stylish yet budget friendly fashion ideas, visit Payless on Pinterest