Society Magazine

Dogs Are Most Insured Pets and Not Cats ... !!

Posted on the 31 January 2017 by Sampathkumar Sampath
Among various General insurance policies, is coverage for pet animals, more specifically dog insurance.   In India, this policy offers coverage to indigenous, crossbred and exotic dogs which are pets, watch dogs, sheep dogs… and provides coverage against death due to accident and / or diseases during the period of insurance to the dogs.   The insured animal must be  suitably identified by  tattooing; nose print; photograph etc., Normal physical identification marks and breed, sex, age etc. should be clearly described in the Veterinary Certificate and Proposal form. The Policy can be extended  to cover transit risks as also accidental poisoning and the like.   There is liability arising out bites too.   Policies would exclude rabies, canine distemper and the like. Pets are often smaller animals kept for companionship and enjoyment. These are domesticated animals, which would obey commands and do things that would please its master [is that not what is wanted everywhere !] – man’s interaction with animals is boundless – there are wild animals [or is animals in wild more appropriate], livestock, laboratory animals, working animals, sports animals, breeding animals kept for food and making money – there are few others which are kept for their loyalty, playfulness, singing prowess, beauty and other characteristics. Believers claim that pets would help relieve stress – but you need to love your pet and believe on this to really enjoy and get some health benefits ! Some say, merely looking at the swimming fishes would take away the strain and stress. Then suddenly there came the concept of vasthu and vasthu fishes. Going by available statistics, Cat tops the list of pets followed by Dogs, Fishes, small mammals, parrots, pigeons, lovebirds and other  small birds, reptiles, amphibians and equine – but keeping a pet would be more driven by one’s liking than by any empirical evidence.  In foreign countries, there are some peculiar pets too ! There has often been suggestions that ‘felines’ are the most loved and  kept pets – but going by Insurance industry statistics, it is seemingly is not so ! -  it is ‘dogs’ that are  more likely to be insured by their owners than cats, figures show.  It comes as the pet insurance industry posts highest-ever claim total – last year,  British firms paid out more than £602million in animal insurance.  The lucrative pet insurance industry has hit an all-time high as new research reveals dogs are much more likely to be insured by their owners than cats. Dogs are most insured pets and not Cats ... !! The old adage that dogs are a man's best friend would appear to ring true - one in four dogs in the UK (2.4million) is covered by insurance against unforeseen medical problems and traffic injuries. By comparison, only one in six cats (1.2million) are the subject of an insurance policy, the new study has shown.
In total, UK firms last year paid out a massive £602million pounds for pets - marking an increase of 15 per cent on the previous year and a high since records began in 2007, according to figures released by the Association of British Insurers (ABI). While dogs and cats were the most commonly insured creatures, other pets with cover included horses, rabbits and rare and exotic animals such as snakes.  The ABI said one of the more unusual claims insurers had dealt with in the past year was a £600 bill for a kitten which needed its stomach pumped and antibiotics after it fell into a toilet. Others included a tortoise that was treated for a digestive disorder and a cockateil that needed helping learning to fly correctly. The two claims were valued at £560 and $500 respectively. Mark Shepherd, General Insurance Manager at the ABI, said the cost of getting quality veterinary treatment for your pet can easily reach into thousands of pounds particularly if they have to have surgery or need chemotherapy to tackle cancer. 'Pet insurance gives you peace of mind that you won’t have to deny your pet life-saving treatment because the veterinary bills are too expensive. 'It’s encouraging to see more consumers taking advantage of this, and the hope is that other owners will give more thought to how they would cope if their pet fell dangerously ill or had a serious accident.'  ~and would that make a sales pitch down here !! In a different interesting story read in MailOnline, the maternal instincts of females may make them interact with humans more than males do, according to a Swedish study. Researchers set more than 400 pedigree beagles an impossible puzzle. They were put in front of three boxes, each of which had a clear lid and contained a biscuit. Two of the lids slid back, allowing the dogs to eat the treat, but the third was stuck shut.  Females were more likely to look to a researcher for help, making eye contact and physical contact, such as putting their paw up. Professor Per Jensen, of Linkoping University, said: ‘Females scored significantly higher on social interactions and physical contact. 'We don’t really know why females were more social towards humans, but a speculative possibility would be that it could be a side-effect of their nurturing instincts. ‘Perhaps female dogs are more apt at co-operation since they have a pup-rearing responsibility in their natural behavior.’ He said the findings could help improve human health, adding: ‘Reduced eye contact and communication have been suggested to be important aspects of human autism spectrum disorders. 'Dogs may prove to be important models for understanding the genetic basis of this.’ Owners of male dogs needn’t despair, as the professor said that his results don’t necessarily mean that bitches make better pets. With regards – S. Sampathkumar 5th May 2015.
Source acknowledgement : www.dailymail.co.uk

You Might Also Like :

Back to Featured Articles on Logo Paperblog

These articles might interest you :

  • Carolina Strong & Have You Marked Yourself Safe?

    Carolina Strong Have Marked Yourself Safe?

    Still getting through Hurricane Florence here in the Carolinas. While I live in central NC, we have had our share of flooding, trees down, power outages and yes... Read more

    The 18 September 2018 by   Midlifemargaritas
    LIFESTYLE
  • Questions to Be Asked About Discussion of Sexual Abuse: Why Is Abuse of...

    Questions Asked About Discussion Sexual Abuse: Abuse Vulnerable Females Adult Males Shrugged Easily?

    Speaking from the vantage point of a "but half-woke" straight male, David Roberts writes, Sexual discrimination, harassment, and abuse are everywhere. Read more

    The 18 September 2018 by   William Lindsey
    LGBTQ, RELIGION, SOCIETY
  • What to Do Instead of Counting Calories?

    A while ago, Dr. Andreas Eenfeldt met Dr. Jason Fung to discuss calorie counting. Is it the best way to lose weight or is it more complicated than the theory... Read more

    The 18 September 2018 by   Dietdoctor
    DIET & WEIGHT, HEALTH, HEALTHY LIVING, MEDICINE
  • Boeing 787-9 Dreamliner

    Boeing 787-9 Dreamliner

    @ San Francisco, CA June 2018 A Virgin Atlantic Dreamliner on final approach for landing at SFO.  Virgin operates 17 Dreamliners in their current fleet,... Read more

    The 18 September 2018 by   Htam
    PHOTOGRAPHY, SOCIETY
  • On Waiting…

    Waiting…

    We are sitting in a government office in Suleimaniyah (commonly called Suli) and we are waiting. We left Rania at seven in the morning. The sun had already... Read more

    The 18 September 2018 by   Marilyngardner5
    RELIGION, SELF EXPRESSION
  • Is Low-carb the Best Treatment for Reversing Diabetes?

    Low-carb Best Treatment Reversing Diabetes?

    The diabetes diet debate has shifted, and the result could save millions of people. The question used to be, is a low-carb high-fat diet dangerous? Is it going... Read more

    The 18 September 2018 by   Dietdoctor
    DIET & WEIGHT, HEALTH, HEALTHY LIVING, MEDICINE
  • London Design Festival 2018 - Interesting New Designs

    London Design Festival 2018 Interesting Designs

    15 - 23 September 2018 chair ‘Iklwa’, design Mac Collins at 100% design Leading bathroom brand VitrA participates for the first time in designjunction,one of th... Read more

    The 18 September 2018 by   Trendoffice
    HOME, INTERIOR DESIGN

Magazine