Even though the withdrawal of Employee Provident Fund (EPF) isn't permitted while you are as yet employed, there are approaches to get this sum on the off chance that you need it gravely. You can cause this withdrawal if you have exchanged your work and don't have any desire to get your PF account moved.
Form 19 which is accessible either with employers or can be downloaded from the EPF site, is to be filled and submitted for pulling out the PF sum. When the application is submitted to the regional EPF Office, the PF sum alongside the premium procured is obtained by the candidate inside a quarter of a year from the date of application.
Here are various manners by which you can easily withdraw your PF investment.
Apply for PF sum withdrawal using UAN: If you have UAN then you can straightforwardly apply for pf withdrawal. You don't need your past employer's endorsement for getting this application handled. Nonetheless, the solitary test with this choice is that most employers don't impart the UAN to employees and without UAN this choice can't have profited.
Present your PF withdrawal application straightforwardly to the regional PF Office: Get a PF withdrawal form, fill it and present the equivalent straightforwardly to the Regional Provident Fund Office. This technique requires character attestation since the PF office would need to be certain whether the correct individual is applying for withdrawal. Subsequently, your withdrawal form should be validated by one of the accompanying recorded specialists –
- Any Bank Manager
- A Gazetted Officer
- Justice/Post/Sub Post Master/President of Village Panchayat/Notary Public
Attestation by the Bank Manager is best when the bank is the place where you keep up your record. Since this immediate strategy for application has odds of misrepresentation so EPF office by and large requests a letter expressing the justification of direct application. Non-collaboration from an employer is a legitimate explanation yet just on the off chance that you have evidence for that. Additionally, appending a proof of business letter is an or more.
EPF Withdrawal Without Employer Signature
Attempting to get a mark from your past employer can be a significant problem on the off chance that you have found employment elsewhere on a terrible note. Prior, it was required for employees to have the attestation of their employers to work with a withdrawal. Today, the EPFO has facilitated the cycle of acknowledging how unreasonable the circumstance of having your employer's mark to create a withdrawal can be. The presentation of the EPFO's part entrance and the UAN has facilitated all cycles identified with EPF, including making withdrawals.
Withdrawal With an Aadhaar Card
To facilitate the interaction, the EPFO has a withdrawal choice on its part entrance just by connecting your Aadhaar card. By connecting your Aadhaar card, no attestation from your employer is needed to do the interaction.
The Aadhaar card and compensation financial balance ought to have been checked by your employer, however, and the subtleties inserted in the EPFO's part gateway.
The subsequent stage is to ensure that your UAN is actuated. Having these zones covered, you would now be able to begin the way toward making a PF withdrawal without your employer's mark.
On the EPFO web-based interface, download the new EPF forms to make a withdrawal - Form 19, Form 31 and Form 10C.
On these forms enter your name (as expressed on your UAN, Aadhaar card and financial balance), enlisted portable number, address, PAN card number, justification leaving and date of joining.
Filing a withdrawal claim
Withdrawal claims can be recorded either online or through the accommodation of a physical form.
Submitting a physical form
Claims for PF withdrawal can be made through accommodation of a physical form. This includes downloading a Composite Claim Form (Aadhaar) from the EPFO entry, rounding it out accurately and afterwards submitting it to the individual EPFO office for endorsement.
On the off chance that an endorser picks the Non-Aadhaar Composite Claim Form, the information given should be authenticated by the employer before it is submitted to the EPF office for the record to be prepared.
Submitting Form Online
Supporters can document a withdrawal claim utilizing their UAN on the EPFO portal. Significantly, the UAN has been actuated and the bank subtleties and KYC documentation refreshed on the EPFO membership portal.
