Money can't buy everything, it's true.
But when going through hard times for whatever reason, I know I'd rather not add financial stress to the fire.
Seriously: would you rather be suffering while broke or suffering while financially secure? It's a no brainer.
Going through a separation or divorce? Imagine adding the constant stress of struggling to pay the day to day bills, on top of all that.
Going through health issues? Wouldn't you want the option of the best treatment money can buy?
Hard times are hard enough without having to worry about finances. Having money reduces that burden; shrinks the heap.
All the health and marital woes I've gone through stem directly from financial stress and struggle. The one thing I was grateful for during that time was that at least I wasn't trying to do it on a journalist's salary at that point. Literally every problem I've been saddled with in adulthood could have been solved with money in one way or another. (Yes, I've been fortunate in that regard, and I do acknowledge this.)
To everyone who says that the hardest experiences they've gone through were when they actually had plenty of money (subtext: and it didn't do me a damn bit of good!), here's an honest question for you. I ask: would you rather have endured those shitty times WITHOUT the money?
Of course you would give up the money to make the Bad Thing go away, that's a given. But that's not the question here; it's not would you rather be free of the Bad Thing and in exchange go back to being broke? The question is, if the Bad Thing was unavoidable, would you prefer to deal with the crisis while being financially stable ... or not?
Take life insurance, for example. It can't make up for the loss of a loved one, but it can alleviate or eliminate major worries during an already difficult time.
It's incredibly freeing to not have to make decisions solely based on the dollars and cents. To have the option of thinking about overall value, rather than just the bottom line.
Life is expensive. Having money means having choices.
