Life Coach Magazine

The Google Chrome Extension for Android-based Payments

By Manjumodiyani @HoshiyaarChaddi
Modernization and continuous improvement is imperative in the mobile payment market. Mobile credit card processing is becoming increasingly handy day by day. The scenario until last year was that the merchants wanting mobile card processing solutions would need to lighten their pocket by several hundred of dollars to buy a cordless credit card processing contrivance. To top it up, they also needed to shell out for set up fees and monthly charges.Companies like PayPal and Google are working their way out to include sensibly priced mobile aids to their product lines.Google has lately come up with an extension for Chrome which hopefully will be admired by users of Android phones. Merchant connected to a computer system will have a new method to execute Google Checkout dealings/transactions by way of their Android phones. This new extension allows the merchants to create a QR code image on the checkout webpage of their online store, which in turn provides apposite details to the Android device to permit the transactions. This method may not be ideal for all kinds of situations, but further innovations are bound to take place.   PayPal and Google Checkout both have their own set of admirers. However, some people still think of traditional merchant accounts as a superior choice, especially for small businesses. PayPal had been having issues associated with customer service causing many merchants to estrange it. Google Checkout is not a low-priced option. There may not be initial set-up fees, gateway fees or even monthly fees, but the charge per transaction is significantly high, as follows.

Amount of transaction Charge per transaction

Less than $3,000 2.9% + $0.30

$3,000 - $9,999.99 2.5% + $0.30

$10,000- $99,999.99 2.2% + $0.30

$1,00,000 and above 1.9% + $0.30



Fees for merchant accounts lies between 1.5 percent to 2.1 percent depending upon the type of transaction and level of risk involved, as well as the type of card- debit, credit or prepaid. Merchant accounts need the merchants to incur initial set-up fees, cost for buying or renting the device and its maintenance charges. Online alternatives like PayPal and Google Checkout do not entail hardware fees.Lookout for more- 'What is a merchant account?' and 'International merchant account'.

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