Smallivy

LATEST ARTICLES ( 1042 )

• What’s 1%? The Effect of Fees on Your Investment Returns

  One-percent is such small number. Many people (but sadly not most people) could afford to put 1% down on a home. Differences of 1% are normally rounded off and... Read more

  Posted on 21 May 2015 BUSINESS, FINANCE

• Risk Allows You to Make Money the Stock Market

  

  Ever wonder why you can make better returns in the stock market than you can in a bank account or even in bonds? The reason is a four letter word you should... Read more

  Posted on 18 May 2015 BUSINESS, FINANCE

• Small Investor Followers – Introduce Yourselves

  Let me say I’m thankful for the large number of people who have followed The Small Investor over the years. I still remember getting my first follower about a... Read more

  Posted on 17 May 2015 BUSINESS, FINANCE

• What Will Happen to the Low-Skilled Worker in the Self-Service Ecomony

  

  We are clearly seeing a movement to a self-service society. Customers are being expected to do more and, very surprisingly, they are happily doing it. Read more

  Posted on 16 May 2015 BUSINESS, FINANCE

• Used Cars Are the Road to Riches

  

  Today we reach the last item on the list provided in 10 Dirt Simple Rules of Money Management. (Note, as always, you can find all of the posts in this series... Read more

  Posted on 12 May 2015 BUSINESS, FINANCE

• The Advantages That Rich (and Middle Class) People Have

  

  I’ve often heard that some people are disadvantaged. We worry about disadvantaged children. We hear that some adults are disadvantaged as well. I started to... Read more

  Posted on 10 May 2015 BUSINESS, FINANCE

• The System That Has Failed the Inner City

  The riots we are seeing today in major cities are another symptom of a problem we saw previously after hurricane Katrina hit New Orleans. The riots really aren’... Read more

  Posted on 08 May 2015 BUSINESS, FINANCE

• Should You Buy Individual Stocks Or Mutual Funds

  

  Many people say you should not buy individual stocks, and maybe they are right. Buying individual stocks is radically different from buying mutual funds. Read more

  Posted on 06 May 2015 BUSINESS, FINANCE

• Avoiding Impulse Buying

  

  Controlling your spending is essential to gaining financial independence and long before that, staying out of debt. Unfortunately, there are all sorts of... Read more

  Posted on 02 May 2015 BUSINESS, FINANCE

• Replacing Social Security for $43 Per Month

  

  $8 Bottles of Water Social Security was every bit as controversial when it was passed in the 1930’s as Obamacare is today. When it started, it was a very small... Read more

  Posted on 30 April 2015 BUSINESS, FINANCE

• A Warning to Minimum Wage Workers: The Kiosks Are Coming

  I warned you. Several months ago when the calls for raising the minimum wage and the strikes at fast food restaurants started, I warned that those... Read more

  Posted on 28 April 2015 BUSINESS, FINANCE

• A Financial Mistake Wealthy People Don’t Make and You Shouldn’t Either

  Probably reading no phrase causes me to shout out into the room and bother my wife and sleeping cats more than, “I cashed out the 401k. Read more

  Posted on 26 April 2015 BUSINESS, FINANCE

• Can You Still Save and Pay for College

  

  Sometimes the advice given in Money magazine disappoints me. An article in this month’s issue was one such time. The article has a reader asking how much money... Read more

  Posted on 24 April 2015 BUSINESS, FINANCE

• Rich People Buy Assets

  Psst…. Want to know what differentiates the cash flow diagram of a rich person from that of a middle class person? Not, it isn’t the huge income – many people i... Read more

  Posted on 22 April 2015 BUSINESS, FINANCE

• Buy Your Roof Before the Rainy Day

  

  Most people are able to at least tread water financially. They learn to cut coupons, get pizza a few nights instead of more expensive meals as take-out, and... Read more

  Posted on 20 April 2015 BUSINESS, FINANCE

• Which is Safer – Cash Or Stocks?

  I’m sure there are many out there who are saying the answer to the questions is obviously cash. Stocks go up and down in value, and you could lose all of your... Read more

  Posted on 18 April 2015 BUSINESS, FINANCE

• Live Your Net Worth, Not Your Paycheck

  Most people live their paycheck. If they make $40,000 per year, they spend $40,000 per year. If they make $150,000 per year, they spend $150,000 per year. Read more

  Posted on 16 April 2015 BUSINESS, FINANCE

• How and How Much to Save For Retirement

  This is the next item in the list provided in 10 Dirt Simple Rules of Money Management, where I provided 10 rules to follow to maintain a healthy and happy... Read more

  Posted on 14 April 2015 BUSINESS, FINANCE

• Get Started on Your Financial Education Today – On Sale

  

  The SmallIvy Book of Investing, Book 1: Investing to Grow Wealthy Many people put off getting started on investing because they don’t know what they are doing. Read more

  Posted on 11 April 2015 BUSINESS, FINANCE

• The Start of the Debt Spiral – Not Having an Emergency Fund

  

  Cash Flow for Normal People – Don’t be Normal! People don’t plan to get into credit card debt and other consumer debt. They start out thinking that they will... Read more

  Posted on 10 April 2015 BUSINESS, FINANCE