Housing Loans - What to Choose and What Happens to Your Loans When Interest Rates Goes Up?

There are many loan packages to choose from when you buy a house in Singapore. HDB provides concessionary interest rate to eligible flat buyers at 0.1% above the CPF ordinary account rates. It is currently at 2,6%. But, with the low interest rates environment, banks are offering very attractive low interest rates packages from as low as 1.5%. That is 1% lower than the HDB loans that is being...
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