Curious why a RuPay credit card is becoming a popular choice among credit card users? It is because this card offers great benefits such as exclusive rewards, seamless Unified Payments Interface (UPI) integration, and enhanced security features, making it an enticing choice for many.
Understanding the benefits associated with this card can allow you to make a well-informed decision about whether it matches your financial needs. Let’s dive deep into the top five benefits of the RuPay credit card and understand why it stands out in the market today.
1) Smooth UPI integration
One of the excellent features of the RuPay credit card is its smooth integration with UPI, which helps utilise your card for UPI transactions. A preferred RuPay card in the market is the IndusInd Bank Platinum RuPay Credit Card which allows you to use the card on UPI platforms effortlessly. This integration not only simplifies payments but also allows you to earn rewards on every transaction.
Essential benefits of IndusInd Bank Platinum RuPay Credit Card include:
Earn reward points on UPI transactionsTwo reward points for every ₹100 on UPI transactions
Earn reward points on non-UPI transactionsOne reward point for every ₹100 on non-UPI transactions
Fuel surcharge waiver1% waiver on fuel surcharge
2) Enticing reward points
Earning reward points on your transaction is a considerable benefit of the RuPay credit card. Whether you are making transactions via UPI or using your card for other transactions, you can accumulate reward points that can be redeemed for rewards, such as cashback, travel miles or shopping vouchers. These reward points add terrific value to your spending and can play a significant role in saving money.
3) Fuel surcharge waiver
For those who frequently utilise their credit card for fuel transactions, RuPay cards like the IndusInd Platinum RuPay Credit Card offer a 1% fuel surcharge waiver. This helps you save funds every time you refuel your vehicle, making it a cost-effective choice for regular commuters. Over time, such savings can add up considerably, offering great financial relief.
4) Enhanced security features
Security is an essential aspect of any financial transaction. RuPay credit cards are equipped with high-end security features to ensure your transactions are secure and safe. These features include two-factor verification, which requires you to input a unique code sent on your registered mobile number for every transaction, and EMV chip technology, which offers an additional security layer against fraud.
These security measures aid in safeguarding your credit card from unauthorised usage and endow mental peace when making transactions online or at point-of-sale terminals.
5) Wide acceptance
RuPay cards are widely accepted by numerous merchants, both offline and online. This extensive acceptance ensures you can use the card for a variety of financial transactions, whether you are dining at a restaurant, shopping at a local departmental store, or making purchases online. The broad-scale acceptance of the RuPay credit card makes it a versatile and convenient financial product for performing regular transactions.
Ending note
RuPay credit cards provide a wide range of benefits that cater to distinct financial needs, from smooth UPI integration and enticing reward point programs to fuel surcharge waivers and enhanced security features.
Additionally, these cards may come with exclusive travel insurance coverage on lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection. So, you see, how beneficial this card can be. Opt for a RuPay credit card today and experience its benefits firsthand!