Let's start from the lower extremities of the human's body:
Feet
Michael Flatley – He is a step dancer, choreographer, musician and occasional television presenter. He became internationally known for creating Irish dance shows Lord of the Dance, Feet of Flames, and Celtic Tiger. He insured his dancing feet for $39 million.
Legs
David Beckham – Beckham is a footballer who currently plays in midfield for Los Angeles Galaxy in Major League Soccer, having previously played for Manchester United, Real Madrid, and Milan, as well as the England national team, for whom he holds the all-time appearance record for an outfield player. His legs are insured for $70 million.
Sperm
David Lee Roth – An American rock vocalist, songwriter, actor, author, and former radio personality, best known as the original and current lead singer of Van Halen. He was widely respected and emulated as one of the greatest frontmen of hard rock during his early career with Van Halen. He took out a million dollar policy against his sperm. The insurance was just in case Roth fathered a child and a paternity suit ensured.
Posterior
Suzana Alves - A major Brazilian sex symbol. The issue of the Brazilian Playboy that featured Alves is one of the best-selling ones of all times for the Brazilian edition of the magazine. The Playmate allegedly insured her knees, ankles and derriere for a cool $2 million in exchange for posing in billboard advertisements for the insurer.
From the Waist to the Head:
Waist
Bette Davis – An American actress of film, television and theater. Noted for her willingness to play unsympathetic characters, she was highly regarded for her performances in a range of film genres; from contemporary crime melodramas to historical and period films and occasional comedies, though her greatest successes were her roles in romantic dramas. Her waistline was insured for $28,000 – a tidy sum back in the day.
Breast
Dolly Parton – Insured her breasts for $600,000. She's an American singer-songwriter, author, multi-instrumentalist, actress and philanthropist, best-known for her work in country music. In the four-and-a-half decades since her national-chart début, she remains one of the most-successful female artists in the history of the country genre which garnered her the title of 'The Queen of Country Music".
Chest Hair
Tom Jones – Jones is particularly noted for his powerful voice and overt sexuality. Since the mid 1960s, Jones has sung nearly every form of popular music – pop, rock, R&B, show tunes, country, dance, techno, soul and gospel. Since 1965, Jones has sold over 150 million records. His chest hair is insured for $7 million.
Hands/Fingers
Keith Richards – Insured his hands for $1.6 Million. He is an English guitarist, songwriter, singer, record producer and a founding member of The Rolling Stones. As a guitarist, Richards is known for his innovative rhythm playing. In 2003 he ranked 10th on Rolling Stone magazine's "Rolling Stone's 100 Greatest Guitarists of All Time".
Voice
Marlene Dietrich – Took out a $1 million policy in case she lost her voice. Dietrich remained popular throughout her long career by continually re-inventing herself. In 1920s Berlin, she acted on the stage and in silent films. Her performance as Lola-Lola in The Blue Angel, directed by Josef von Sternberg, brought her international fame and a contract with Paramount Pictures in the US. Hollywood films such as Shanghai Express and Desire capitalised on her glamour and exotic looks, cementing her stardom and making her one of the highest paid actresses of the era.
Mustache
Merv Hughes – A right-arm fast bowler, he represented Australia between 1985 and 1994 in 53 Test matches, taking 212 wickets. His trademark is his long mustache and he had his whiskers insured for $317,000.
Nose
Jimmy Durante – His distinctive clipped gravelly speech, comic language butchery, jazz-influenced songs, and large nose helped make him one of America's most familiar and popular personalities of the 1920s through the 1970s. His jokes about his nose included referring to it as a "Schnozzola", and the word became his nickname. Thus he insured his nose for $50,000.
Smile/Teeth
America Ferrer – Insured her smile for $10 million. She's an actress who is known for playing the lead role in the television series Ugly Betty. She also starred in the movies Real Women Have Curves, Sisterhood of the Traveling Pants, its sequel Sisterhood of the Traveling Pants 2, and The Dry Land.
Taste Buds
Egon Ronay – The world-renown food critic insured his taste buds for $400,000. He is a Hungarian-born food critic who wrote and published a famous series of guides to British and Irish restaurants and hotels in the 1950s and 60s. He was an innovator when Britain had little appreciation of foreign cuisine.
Eyes
Ben Turpin- He is best remembered for his work in silent films and of course on his crossed eyes. According to Time.com the crossed eyes of Ben Turpin, cinemactor, were insured for $100,000, the money payable to his producer, Mack Sennett, if the eyes become normal.
Hair
Troy Polamalu- Polamalu is of Samoan descent and was raised by his mother's family. Born Troy Aumua, he petitioned in 2007 to change his legal name to his mother's maiden name of Polamalu, which he had been using for the previous fifteen years. Procter & Gamble decided to take out a $1 million policy on the football player's long locks.
I can't imagine why celebrities spend their money for this kind of insurance. Oh well, its their life. However many people in simple workwear uniforms find it hard to buy those things that they really needed in order to live, ironically, those celebrities spent ample amount of money for an insurance that you can't even eat nor wear. The irony of life isn't it?