It has been a very cold winter so far this year. The only solution, layers! I stared with skinny jeans and a striped turtle neck and was still freezing. I added the flannel layer and was much warmer but I thought the outfit needed something else. Denim. Denim is always the right choice. And a super cute knit hat to boot!Turtle Neck: Loft // Flannel: Piperlime // Vest: Forever 21 // Jeans: Express // Boots & Bag: c/o Just Fab // Necklace, Watch, & Ring: House of Gemmes // Charm Bracelet: Alex & Ani via Nordstrom Do you ever layer and layer up on your outfits? What do you think of this layer combo?