Financially derailing fun:
- Going down to one income
- Traffic tickets
- Illnesses (all bets are off when I'm sick, I will drop money on comfort foods like nobody's business)
- Actual health/medical expenses
- All our annual insurance bills
- Moving house
- Depression/head burying/general laxness
Looking back, we just never really had a chance to get set up properly after coming back to New Zealand and have been on the back foot ever since.
T's bringing in money again but technically it could stop at any time. (Also been having unpleasant dreams about being forced to move out of this house, sigh. This underlying feeling of insecurity is no fun.)
We're still bleeding money post-move, what with work tools, long overdue dentist visits and a new line category: sports. (Coming off the year we've had, the physical and mental health benefits of the latter were WAY more important than waiting a full year for the next season to come around just for financial reasons.)
And now, to tackle the credit card balance that's been accumulating. It's a weird feeling, this. (Yes, we could take from savings to pay it off, but I am not giving up a cash buffer. Not without a second reliable income, no way Jose.)