“Retirement” is so regularly romanticized that it is difficult to separate perception from reality. The reality is that financial planning for retirement is hard and many baby boomers are asking themselves, “Will I outlive my money?” rather than “Where am I playing golf today?”.
The baby boomers, with ~75 million people, are facing all sorts of challenges as they enter the retirement phase of their lives. Some of the major financial obstacles are outlined below.
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