10 Best Sites Like Fingerhut – Finger hut Alternatives (2019) – Who doesn’t like a bit of online shopping? Online shopping has been around since as early as 1994. With the popularity and omnipresence of the internet, more and more shoppers in many more countries have adopted it as their primary mode of shopping.
Globally, online retail sales make up just 8.8% of all retail sales. This doesn’t seem a lot but in terms of money spent, this equates 2.489 trillion dollars.
A key feature that most online stores lack (and that most offline retail stores offer) is credit. While these stores allow you to shop with a credit card, they don’t offer their own exclusive credit where you can buy now and pay later.
Which sucks for most consumers because we don’t all have enough money to pay for what we need right away. Luckily stores like FingerHut have the solution.
Fingerhut was originally established as a company that sold car seat covers back in the 1950s. It has since then diversified and evolved into an online retailer.
What makes Fingerhut so special is that you can apply for credit. You can essentially buy now and pay later. However, FingerHut is special, not unique. There are other websites that provide the same service.
We’re here to run down ten of the best sites like Fingerhut.
Top 10 Best Sites Like FingerHut
1. The Shopping Channel (TSC)
You might be surprised by the entry on this list, considering that The Shopping Channel is a Canadian based shopping television channel. The Shopping Channel aka Today’s Shopping Choice aka TSC also has an online shopping site.
This makes sense. Everything that is advertised and shown on the channel can be purchased by either telephoning in or going directly to their shopping channel.
What makes the TSC website special is that customers have access to products that have previously been advertised on the channel as well as products that are exclusive to the website.
The website gives you access to over 23,000 different products that range from fashion to jewelry, to fitness and electronics. The website is remarkably well-organized and design. In terms of design and usability, it rivals and exceeds larger sites like Amazon.
Users can also apply for a Shopping Channel credit card (TSC Credit) on the website. The card allows you to get special offers, free shipping, and a detailed statement every month.
You can apply for VIP credit card membership which yields more benefits. If you get your application approved, you’ll be able to get a 20% discount your first purchase. It got placed 1st in our list of best alternative sites like Fingerhut.
2. Gettington
Gettington is a popular online e-commerce site that has a website as well as apps for Android and iOS devices.
It provides its customers with access to various products that range from apparel to home décor. A great advantage to Gettington is it offers free shipping on most of its products to US citizens.
The websites design and user interface are easy to manage and navigate. While Gettington is not as well organized as TSC, the homepage gives you easy access to all its specials.
Gettington works with and houses a plethora of notable brands such as Addidas, Ray-Ban, Michael Kors, KitchenAid, etc.
As previously stated, the best part about Gettington is their constant discounts and specials. If you’re a fan of retail therapy, then we suggest that you keep tabs on the website so that you don’t miss any specials on your favorite brands and products.
Just like FingerHut, you can apply for store credit. The Gettington credit card is issued by WebBank. Gettington charges $0.50 as the interest fee on the minimum amount. If you miss a payment, Gettington will charge you as much as $38 for the late fee.
Despite this, we highly recommend it if you’re looking for a website like FingerHut but with more discounts and specials.
3. LendYou
While LendYou.com isn’t technically an e-commerce site or retailer, it makes it on this list because it is an informal credit provider.
LendYou.com isn’t a lender and does not give short term loans. It functions like a social network that connects its users to independent third-party lenders.
You can then use these short term loans to pay off your purchases online. In order to use the service, you have to register online from your computer or mobile device.
The process is surprisingly fast since it occurs in real time. Once you’re registered and manage to connect to a lender, you will receive an offer from the lender with the terms and conditions of the loan.
You can then choose to either accept or decline the offer. If you accept, the money can then be made available to you for use as soon as the next business day.
This is better than loaning the money from a bank or untrusted source. LendYou verifies its lenders and ensures that they’re trustworthy.
4. Home Shopping Network (HSN)
So you thought that The Shopping Channel was the only television channel with a website that allows you to purchase their products? Well, I’m here to inform you that you were wrong.
The Home Shopping network is one of the most popular shopping channels in the world. It’s been around for over 30 years. It has sister channels all over the world in countries such as Japan, Canada, the Philippines, Italy, and the United Kingdom.
It’s extremely popular and influential. HSN has even had exclusive products from celebrities like Mariah Carey. HSN also has one of the best and most well-organized e-commerce sites on the internet.
Much like the channel, the site is categorized into nine distinct categories which include Fashion and Accessories, Electronics, Beauty and Fragrance, Toys and Games, etc.
The HSN also sells exclusive products that can only be bought from the website. In order to shop online and apply for credit, you need to register for an account which requires the necessary personal details.
Once your application gets approved, you will be given an HSN Credit card. Members are given special offers, easy return, and nil annual fees.
The site also charges $1 interest fees to anyone who misses a payment. If you keep your dues paid on time, you’ll keep yourself from paying unnecessary fees.
5. Seventh Avenue
Seventh Avenue is based in the State of Wisconsin in the United States of America and operates solely in the United States so if you live outside the USA, It will not be available to you.
SA(Seventh Avenue) is very similar to FingerHut. You can buy now and pay later. It gives you access to some of the trendiest and coolest products. If you need a rolling wicker cart, a grapevine chiminea or even a glass bottle animal, look no further.
Seventh Avenue’s site is tastefully separated into several categories such as bed and bath, furniture, outdoor, health, and beauty, etc. You can also buy products by selecting the category based on the gender you want to shop for.
Not in dissimilar fashion to other websites, the site also allows you to pay as little as $20 a month for your purchase of up to $200.
If you wish to use the credit plan with high credit, you can buy products of up to $2400 with the monthly payment of $80 going towards their bill against you.
Placing a credit order is very simple. Just apply for it while you’re shopping and get it approved within a day.
6. QVC
QVC which is an acronym for Quality Value Convenience is an American cable, satellite, and broadcast television network, and flagship shopping channel specializing in televised home shopping that is owned by Qurate Retail Group.
The website in conjunction with its shopping channel has won awards due to its incredible service delivery as well as a user-friendly layout and interface.
It has well-arranged product categories and a simple design and structure. That’s why it rivals websites like FingerHut. There is a tab of categories on the top left corner of the website’s homepage where you can see products related to Fashion, Beauty, Handbags, Luggage, For the Home and many others.
It also has a great selection of top brands which include Bose, Apple, Dell, Sketchers, etc. One of the website’s best features is that you can watch the QVC channel directly from the website. QVC Ranked 6th in our list of best slites like fingerhut.
7. Masseys
Masseys is one of the most famous American retailers. It boasts brands and products from Versace, Steve Madden, Adidas, and K Jordan. Masseys is a relative newcomer in credit e-commerce online credit stores.
The website is dedicated to the needs of both women and men. You can actually filter it according to your desired gender. You can also filter it according to the ‘Style Finder’ which allows you to make custom searches for specific products you may be searching for.
Choose to pay as little as $20 a month as your EMI by joining the Masseys credit membership program. You can easily apply for credit for the website just by going through an order and checking out Massey Credit as your payment option.
The site is very easy to use and is a really good Fingerhut alternative.
8. MDG
MDG is one of the most reliable finance and online retailers. If you’re unfamiliar with them, you’ll be surprised to know that they have been around for over 20 years. Since then they’ve been racking up accolades such as the Consumer’s Choice Award.
MDG is known for its large variety of products as well as a consumer base. What’s most striking about MDG is not its website but its track record. It has never failed to deliver a good customer experience to its consumers.
While MDG specializes in selling electronics, you can also buy furniture, home appliances, and home décor. From consoles to TVs, in terms of electronics, MDG has it all.
In terms of credit, MDG allows you to buy goods on credit up to a maximum of $3000. It has low monthly payments with an instant approval facility. The advantage is you don’t need a healthy credit score, all you need to do is file a separate application for credit.
9. The Swiss Colony
If you’re a foodie, then this entry should be a recognizable name. The Swiss Colony is a celebrated name among chocolate and cookie lovers.
Originally the company was founded in 1926 as a mail-order business that primarily sold cheese. Today, it has an e-commerce site that’s ideal for purchasing cheese, meats, cake, chocolates, desserts, and cookies.
It has a buy now, pay now functionality as well so you don’t have to pay for everything you buy at that instance. You can buy gifts for your family and friends on credit.
It’s America’s largest handcrafted bakery which means all these products feel and taste homemade. Applying for credit is also a walk in the park.
All you have to do is select Swiss Colony Credit Account as the payment option when you check out. In order for the order to go through, it needs to above $75. You can then pay installments as low as $10 a month.
10. Midnight Velvet
Another great site that you may be unfamiliar with is Midnight Velvet. Just like the other websites on this list it allows you to purchase products and then pay in installments.
The site primarily caters to women. If you’re of the fairer sex, you can shop for clothing, footwear, accessories, home décor, and gifts.
On its homepage, it features what is currently trending and what is on special. You can choose to purchase items on credit by simply selecting the Midnight Velvet credit option upon check-out. If your credit request gets approved, you Midnight Velvet will send you a notification.
It should be noted that the website charges a late fee of up to $15 along with a $1 interest fee in case of a non-receipt of the installment which can be as low as $20 for a month.
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Final Word
Many users have reported that they aren’t happy with FingerHut’s service. Some going as far as claiming that the site scammed them. Another issue is that they have very high-interest rates plus it is said that the staff is virtually clueless about their own policies and products.
You don’t have to suffer because FingerHut isn’t your only option. I hope that this article has at least made that abundantly clear. If you’ve found this article to be helpful, please share it with your friends and family. If you have any comments or recommendations, please leave them in the comment box below. As always, thank you for reading and happy shopping.