Mdelp
MY BLOGS
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Your Wealth Effect
http://www.yourwealtheffect.com/
How the earning, saving and spending of wealth effects various parts of our lives.
LATEST ARTICLES ( 103 )
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What is Your Risk Free Rate of Return
%%bloglink%%One sales pitch I see tossed around a lot these days is “You should buy this stock/bond because of how much more income it pays over a risk free rat... Read more
Posted on 10 January 2013 BUSINESS, FINANCE -
Why I Hate the Top Ten Stocks You Should Buy for 2013 Lists
%%bloglink%%It seems everywhere I turn I’m running into some version of the top ten stocks/funds to buy in 2013. These lists make me want to scream and here’s... Read more
Posted on 09 January 2013 BUSINESS, FINANCE -
Number of People Employeed in California and Across the U.S. Continues to Improve
%%bloglink%% The blue line (left side) is the ADP data on the number of people employed in private industries across the U.S. as of December 2012. It shows ther... Read more
Posted on 08 January 2013 BUSINESS, FINANCE -
Monster Employment Index for the Los Angeles Region is Showing Double Digit...
%%bloglink%%The job posting site Monster.com produces an index that attempts to measure the job market by tracking the change in online want ads. Read more
Posted on 06 January 2013 BUSINESS, FINANCE -
Pouring All of Your Money into Traditional College Savings Accounts May Not Be...
%%bloglink%% There are some people who could pay for their kids’ college education with the spare change in their sofa and there are others who, no matter how... Read more
Posted on 03 January 2013 BUSINESS, FINANCE -
Have You Adjusted Your Return Expectations, Risk Allocations Or Both?
%%bloglink%%Five years ago the “risk-free” rate of return was 3.12% for 2-Year Treasury Bonds and 2.88% for the average 6-Month CD. This meant if your target... Read more
Posted on 11 December 2012 BUSINESS, FINANCE -
How Much of Your Financial Future Will You Sacrifice for Your Child’s Education
%%bloglink%%My 13 year old son has autism and about every six months my wife and I sit down to review each of the therapies and/or services we are paying for. Read more
Posted on 05 December 2012 BUSINESS, FINANCE -
Las Vegas Gambling as a Proxy for the Economy
%%bloglink%%I view vacation travel and money spent gambling as proxies for the health of the economy. The more discretionary money people have and the more... Read more
Posted on 26 November 2012 BUSINESS, FINANCE -
What’s the Most You Would Spend on a Bottle of Wine
%%bloglink%%Thanksgiving Day kicks off what I call the “Gathering Season” which lasts until New Years Day. During this time there we go to two Thanksgiving... Read more
Posted on 25 November 2012 BUSINESS, FINANCE -
How to Improve Your Return on Information
%%bloglink%% “A wealth of information creates a poverty of attention and a need to allocate that attention efficiently among the overabundance of information... Read more
Posted on 19 November 2012 BUSINESS, FINANCE -
the Business of Food
%%bloglink%%I am a firm believer in actions speak louder than words that is why I follow how people are spending their money (actions) instead of listening to... Read more
Posted on 16 November 2012 BUSINESS, FINANCE -
Finance Lessons Learned from the Camping Trip from Hell
%%bloglink%% Me my wife and our two kids have gone camping with our friends in the local mountains every year for the past few years. Read more
Posted on 14 November 2012 BUSINESS, FINANCE -
Dividend Stocks Are Not an Equal Alternative to Bonds
%%bloglink%% JP Morgan recently released a brochure touting “Of the 405 dividend payers in the S P 500, 283 or 70% are currently out-yielding 10 year Treasury... Read more
Posted on 13 November 2012 BUSINESS, FINANCE -
Monster Employement Index is Showing Year-over-year Growth
%%bloglink%% The job posting site Monster.com produces an index that attempts to measure the job market by tracking the change in online want ads. Read more
Posted on 10 November 2012 BUSINESS, FINANCE -
Business Lending Continues to Improve
%%bloglink%% This chart tracks the Private Payroll Employment (green line) and Commercial and Industrial Loans (blue line) and its one of my favorite economic... Read more
Posted on 09 November 2012 BUSINESS, FINANCE -
16 Questions to Ask Yourself Before Buying Your First Rental Property
%%bloglink%%What traits such as cost, size, fuel economy and resale value did you consider before buying the car or truck you drive now? Read more
Posted on 07 November 2012 BUSINESS, FINANCE -
Private Sector Job Growth and High Water Pants
%%bloglink%% This chart shows 33 consecutive months of private sector job growth with an average gain of 145,000 new jobs per month as reported by two... Read more
Posted on 03 November 2012 BUSINESS, FINANCE -
Apple Stock and an ESPN Debate
%%bloglink%% I was channel surfing one night and stopped at ESPN as they were having a debate between two baseball commentators on whether or not a certain... Read more
Posted on 30 October 2012 -
What Good is Asking for Advice If You Don’t Act Upon It
%%bloglink%%TIAA-CREF, the Fortune 100 financial services firm that manages $487 billion, just released their Financial Advice Survey and here are the points I... Read more
Posted on 29 October 2012 -
How Do You Kill a Financial Zombie?
%%bloglink%% With Halloween approaching, TV stations and movie channels are showcasing their horror movie collection and I was reminded of a few important facts... Read more
Posted on 26 October 2012