In these modern days where keeping track of your finances is nothing less important compared to breathing, handy tools that help you out with the seemingly horrendous calculations is very helpful.
Yes, calculators, pen and paper work are excellent but are not always available, and moreover, they are time-consuming. If you have a smartphone, you won't even require a calculator as some very efficient applications do the job for you. Now in these financial calculators, there are various other features like currency converters, TVM Calculators, Return On Investment(ROI), etc.
For Android users, there are paid as well as free financial calculators, and both the categories will be elaborated in depth later on in this article. For people who are new to the usage and stuff, don't worry! These applications are easy to use and understand. You might, however, want to experiment with the free apps before moving on to the paid ones. Now, let's get started. Developed by a top rated developer at Google, this app is free and easy to use. It has several features like TVM calculator, Retirement/401K calculator, APR calculator and so on. The currency converter in this is also fairly easy to use. Who doesn't love a beautiful interface! This app has the simplest user interface of black and white. To top off the elegance, it also has a tip calculator among many other features. Requiring Android versions 4.3 on wards, this app is more useful for people who would like to plan a lot of future. It helps you to make smart financial decisions that will assist you in the future. It costs 396 rupees, and the current version is 4.0.3. Using this app, you can calculate the time value of money, return on investment among many other amazing features. You can also solve simple math problems, and this application gives you the flexibility of sharing your work with others, something that many applications do not support. It's a free app for Android users with the current version being 1.3.3 & compatible with Android 2.3 and up. Now, unlike the other applications where the input and results appeared in different screens, this app has a dual input-output feature which will allow you to look at the output simultaneously without having to wait for it.
In addition to displaying the converted currency right away, it also shows a graph of how the value has increased or decreased over a span of two-three hours.
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With the help of this, you can also calculate the future increase or decrease in the currency value. There is also a loan calculator which will tell you the amount of money that you should repay with the interest that you enter. Saves a lot of headaches, doesn't it?
So you can just enter the tip that you want to give and the total budget that you have, it will give back the particular amount that you need to pay. It will be the best bet for professionals and employers because the primary focus of the application is calculating the tips and earnings per share.
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It also has an Equity multiplier calculator and estimated value calculator. Using this you can know how much you will earn in the future as well!
Annual Income, Current Age, Withdraw Age, etc. can be calculated. Its latest version is 4.5.6. Using this, you can also calculate your finances at your retirement age.
This one calculates the debt(if you have any) you need to pay per month or year. Among other features are calculating Compound Interest and Savings after a period. It has a relatively good user interface and navigation. You also get the monthly and yearly foresight.
It is a must for people into real estate and business as it is very useful and a hybrid of RPN and algebraic calculators. The user interface is simply beautiful with clear and precise keys, and the navigation is very easy to understand.
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It costs just 307 rupees and with the amazing features that it is offering, it's worth giving a shot. It allows you to create your financial templates! The results can be seen in the form of graphs which will help you analyze your investment growth. What more can a person ask?
It also includes video tutorials on how to use the application to its maximum. These tutorials are extremely helpful if you are new and have trouble finding your way around the app. The video tutorials teach you to use the app efficiently.
You can keep track of your finances, statistics, amortization etc. It also shows NVP profiles for those deeply interested in financing.
It's a paid app, and you need to pay 340 rupees to have a look at its amazing features. The calculator covers the whole screen, which is why it may seem a little less attractive when compared to other financial calculators. But no worries, it is a very powerful app. It is compatible with Android versions 4.0.3 and up and its current version is 2.56. This app also has graphs and spreadsheets to help you analyze your finances better.
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The funny one, to be clear. Its user interface is beautiful heart lightening. It's a free easy to use a financial calculator and has many features including Compound Interest, Mortgage, tips, etc. It is compatible with Android versions 2.2 and up and the current version is 1.0. It consists of a limited section of features and has a lot more to deliver on the paid version.
This application has most of the features mentioned above, and along with those, you can also shake your phone to erase your calculations to get ready for the next one! It also has sale and loan calculator to help you make your calculations easy.
