With all the technology that’s been rising nowadays this is one thing you should have - CREDIT CARDS. It’s like a devil’s instant gate pass to almost anything in this city.
Personally I use them to pay bills like rent and shop to my heart’s desire. It’s kinda devilish too when you abuse it because of those zero percent interest most establishments offer and you can never save because you know you’d be paying more than you should.
Using it is so much easier compared to having them approved.
How to use it? Present it to the cashier along with a valid ID (with picture and signature). Another way to use it is online, by typing in your card number and the last 3 digits behind your card.
How to enroll a card? Go to those stalls that give out brochures of credit card or just go at your preferred bank and ask for a form. Be ready with a copy of your recent month payslip and a Certification of Employment (COE) which could be requested at your company management. Submit and wait for 10 to 15 days. A verification call will call your company and ask you questions or those who are specified as your reference. If you get approved … then you’re lucky. If not, try again with other banks.
After months of trying the better way to get in to this is opening an account at any bank. Put in as much as Php 10,000 and up and automatically these bank people will send you one. (‘Coz these fellas know you’ve got money and they want it! LOL)
Anyway, you should get one - as a shopper. If there’s things you want and are limited edition… you could have it without having to wait for the next payday or even save for it.
