If you are owed for a tax return then to claim it, you would have to do it online if your P800 tax calculations letter says you can get it that way.
You might be able to get a tax refund if you have paid too much tax on any pension payments, if you have stopped working, if you have bought a life annuity, if you are employed and had too much tax taken from your pay or if you have sent a tax return and paid too much tax. You can also reclaim tax if you have been paid on saving interest if you are on a low income, if you live in one country and have income in another or if you have used your own money for your job (this includes work clothing or fuel to get to work.
Pension
If you have a private pension then your provider may pay you back automatically if you have paid too much tax on your pension. If your provider for the pension does not pay you back automatically then HM Revenue and Customs will post you a P800 tax calculation and this is normally sent by the end of September. If your P800 says that you will get a check from HMRC then you will have to wait within 14 days to receive it. And if you are owed tax from more than 1 year then you will get one single check with the while amount. If your P800 says that you can get refunded online then you should claim it that way.
Stopped work
If you get any of the following then you will not get the tax refund straight away:
- Carer’s Allowance
- Jobseeker’s Allowance
- Incapacity Benefit, only if you have been getting it for more than 28 weeks
- Employment and Support Allowance
Give the Jobcentre plus parts 2 and 3 of your p45. If you have overpaid tax, you may get a refund either when you start a new job or at the end of the tax year.
If you having been working for less than 4 weeks and you are due a refund then you will get one through your wages from your new jobs so you can’t claim for the refund it will be given to you.
Bought a life annuity
A life annuity is something that you have bought and you can claim for a refund if you have overpaid tax on the income. A life annuity is a guaranteed income for life. You would usually pay some tax automatically on life payments at a rate of 20%. But if you don’t need to pay income Tax because you don’t earn more than your personal allowance then you can reclaim the tax our have overpaid and ask to get tax-free income from your life annuity.
