Finance Magazine

How I’m Dealing with the Rising Cost of Necessities

Posted on the 05 November 2012 by Eemusings

You’ve probably felt the pinch of the price of basics going up … and up … and up.

The cost of living can only ever really go one way (and unfortunately cost of living raises don’t always follow).

But I’ll admit that I don’t go too far out of my way, as a rule, to save here and there.

Lately, though, I’ve been rethinking that and upping my efforts a little.

Burning Money is Financial Crime and Waste in ...

(Photo credit: epSos.de)

Saving money on utilities/bills

There’s not a whole lot we can do to conserve water, really, but I’ve become a stickler for turning things off at the wall. Power prices just keep on rising, and there’s no sign of them abating. It looks like this summer prices per kilowatt are going to be close to 30 cents. Ouch. As for internet, we have a pretty good deal. It could be better, in that we could get more for what we currently pay (or even slightly less money) but at the moment I’m not willing to commit to a 12-month contract with a new company.

Saving money on groceries

Somewhere in the past couple of years, we’ve gone from shopping together to me doing most of it. (Part of that is that I’m more confident in driving now, though breaking a wing mirror on a rubbish bin that was on the road rather than the pavement threw me a bit this month.) That means less of T throwing snacks into the trolley (I am bad at saying no) and more of me taking the time to shop for fresh meat and produce at the local Asian supermarket as well. That alone has really helped us keep the grocery bill in check (static, rather than increasing in line with food prices as a whole) because items can sometimes literally be as much as half the price compared to Pak n Save.

Saving money on petrol

We only have one car, and T drives it to work. He also drives around a LOT in his spare time. But he’s been cutting that down lately, with one friend in particular exiting his life, and doing a bit more carpooling/sharing of the driving burden rather than always being the one driving. It helps immensely. Seriously, the difference at the end of one week where T had come home every day straight after work and not left the house was half a tank’s worth.

Are you feeling the pinch of rising costs? What, if anything, are you doing about it?

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